My wife’s family is from the Pingelap atoll, and they are crying much the same. While atolls do grow, there is also ocean floor subsidence which also affects water levels on these small islands, as well as changes in sea level. Personally, I feel that the attempts at leveraging cash IS a money grab and less of a reality, especially when one considers the available living space on an island as small as Pingelap and the fact that it is still above water. . .