Not really a question but some companies I have worked for my health insurance was
active as soon as I was officially hired in
and others have a 90 day waiting period,
some may be 30-60, what is the norm these
days?
Seems like first of the month, 30-60 days after being hired is what i have heard the most for non union companies generally. My current employer was first of the month after 30 days. 401k 6 months.
I’ve been with my current employer almost 3 years. Prior to accepting a job here i was interviewing elsewhere. One of the reasons i turned down the other place was because it was 1st of the month after 60 days of employment. Every 6 months or so they hit me up asking how’s it going and if im ready to come work for them. Three months ago they said they changed insurance eligibility to 1st of the month after 30 days. I was also told if they need someone bad enough they can work around that and make it instant.
At this point in my life, the job would have to be really good for me to accept waiting any longer than 1st of the month after 30 days…but thats me.
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My seasonal employer keeps me on insurance year-round (which is typical in the trade). Of course I’m also on Medicare.
I’m starting to think about finding an interesting and good paying winter job (not that I actually need one).
A prospective employer just told me that their insurance (not that I need it) starts after one week.
Apparently companies are finally starting to realize that long delays for insurance are a significant obstacle to recruitment. That should be obvious.
Currently, there are damn few unemployed licensed mariners. The only way to hire new employees now is to seduce someone away from their present employer. Money talks, but so does prompt new insurance.
A long delay for insurance is a red flag. That’s a company that will probably nickel and dime you to death on a lot of things. They might also be hard to work for. It’s a company that doesn’t have much respect for its employees.
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For me being the sole provider for a family of four it definately is. For someone who’s better half has insurance thru their employer, not so much.
Not to digress into SIU bashing, but that’s why it’s a big no go for me with the unions, as they all require an amount of ‘days worked’ that mean over the course of time off/time on, can take up to six months to be eligible for health insurance.
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That kind of shows us what unions think of their new members, not much.
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Well over at MEBA medical kicks in after 30 days of covered employment.
The last day you’re on board (covered employment) your medical remains for the next six months.
There are some Engineers who game the system and only work one job a year. They hold off filing for vacation benefits which are considered covered employment and file for 30 days at the end of that six month period. Thereby extending coverage another six months.
There is no contribution other than company contributions.
Pretty good medical 3500 max out-of-pocket, 1500 max prescription out-of-pocket.
Blue Cross Blue Shield PPO.
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my company gave full benefits on day 1, immediately 100% vetted in 401k
I started in 2014, the company is in GOM. All insurances cost about $275 every 2 weeks for wife and I.
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