Yea figured if it ever came down to it, I’m misclassified in the state where they’re based. However I’ve never been 1099 so wasnt sure about liability. When I ran full time on my own business, I carried insurance but that was running deliveries, private instruction, day trips, repair and maintenance.
I think I’ll just let it be and run my hitch with hopefully zero hickups. The vessel has azipods so this will be new for me.