How about minimum 6% of base pay into a 401k type account, that is free. And then a 401k that you can self fund up to the yearly IRS limits. All this in addition to a pension.
And I say minimum, because some contracts are much more, like 10-15%. So, like, yeah, I know 20k per year free into a 401k type account (MPB) plus pension must not be enough. And, since the pension plan is a completely separate entity with its own trustees, it can’t be robbed by companies or union officers.
