I’m also a Master Mariner, although no longer active.
No, I can not assess your competence on marine finance, nor do I pretend to.
But what has P&I got to do with finance??
The El Faro was registered in Steamship Mutual P&I Club. They took a big hit from that incident, but I don’t think they were called to testified at any of the enquiries, nor are there any reason they should.
More surprising is that they kept the rates for their members flat, even with that big payout.