Container giant 'Mumbai Maersk' aground at German Wadden Island

I agree that grounding in this case for insurance is absurd. In general, vessels are sometimes deliberately grounded to avoid or mitigate some other hazard that is judged to be a greater threat to the vessel.

IDK what happened aboard this vessel. The idea that it was deliberately run aground comes from the fact that the AIS track could plausibly support that scenario.