# Anyone ever hear or dealt with MHG Marine Benefits?

**URL:** <https://forum.gcaptain.com/t/anyone-ever-hear-or-dealt-with-mhg-marine-benefits/4317>\
**Category:** Professional Mariner Forum\
**Created:** [June 27, 2010, 1:13pm UTC](https://forum.gcaptain.com/t/anyone-ever-hear-or-dealt-with-mhg-marine-benefits/4317 "2010-06-27T13:13:34Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Kingrobby](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.gcaptain.com/kingrobby/32/68137_2.png) [@Kingrobby](https://forum.gcaptain.com/u/Kingrobby)\
**Post date:** [June 27, 2010, 1:13pm UTC](https://forum.gcaptain.com/t/anyone-ever-hear-or-dealt-with-mhg-marine-benefits/4317/1 "2010-06-27T13:13:34Z")

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They are onboard right now selling insurance & stuff. Just curious if anyone has any info on them. thanks

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**Author:** ![Steamer](https://avatars.discourse-cdn.com/v4/letter/s/3d9bf3/32.png) [@Steamer](https://forum.gcaptain.com/u/Steamer)\
**Post date:** [June 28, 2010, 1:39am UTC](https://forum.gcaptain.com/t/anyone-ever-hear-or-dealt-with-mhg-marine-benefits/4317/2 "2010-06-28T01:39:18Z")

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They provide a lot of crew health insurance for the megayacht industry. They have a good reputation.

There are several benefits to the owner as well as crew subscribing to separate health coverage and the main reason is a good one to support the employer paying the premium … claims do not go against the P&I coverage. P&I claims follow the boat forever and effect its premiums, claims against MHG don’t “count” against the boat and they “go away” after a few years so don’t lurk in the background to come out and provide a reason to raise rates on the crewman later.