# AARP Articles & Aging Workforce

**URL:** <https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908>\
**Category:** Scuttlebutt\
**Created:** [January 21, 2020, 1:42am UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908 "2020-01-21T01:42:00Z")\
**Posts on this page:** 12\
**Page:** 1

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**Author:** ![RC.Joe](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.gcaptain.com/rc.joe/32/7346_2.png) [@RC.Joe](https://forum.gcaptain.com/u/RC.Joe)\
**Post date:** [January 21, 2020, 1:42am UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/1 "2020-01-21T01:42:00Z")

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It seems older workers are not going away and their numbers may even be increasing.

Take this Job and Love It!

[2015 Take This Job and Love It!](https://www.aarp.org/work/working-after-retirement/info-2015/work-over-retirement-happiness.html)

More Americans Working Past 65

[2019 More Americans Working Past 65](https://www.aarp.org/work/employers/info-2019/americans-working-past-65.html)

How many here who are near retirement age are considering working on past it?

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**Author:** ![tugsailor](https://avatars.discourse-cdn.com/v4/letter/t/a9adbd/32.png) [@tugsailor](https://forum.gcaptain.com/u/tugsailor)\
**Post date:** [January 21, 2020, 3:08pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/2 "2020-01-21T15:08:20Z")

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I’m well past retirement age, but I enjoy running boats and I’m going to do it until I drop.

How many working men can afford to retire and live decently for another 10, 20, or 30 years with medical needs only partially covered by Medicare?

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**Author:** ![injunear](https://avatars.discourse-cdn.com/v4/letter/i/e95f7d/32.png) [@injunear](https://forum.gcaptain.com/u/injunear)\
**Post date:** [January 22, 2020, 2:41pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/3 "2020-01-22T14:41:45Z")

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> [@tugsailor](#):
>
> How many working men can afford to retire and live decently for another 10, 20, or 30 years with medical needs only partially covered by Medicare?

Well, I retired at 56 and coming up on 11 years doing what I please. My SIU insurance cost me $100 a month after I retired. When I turned 65 and on Medicare, my SIU insurance morphed into a supplemental. It appears to be as good, if not better than my wife’s supplemental she has through AARP for $200 a month.

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**Author:** ![tengineer1](https://avatars.discourse-cdn.com/v4/letter/t/858c86/32.png) [@tengineer1](https://forum.gcaptain.com/u/tengineer1)\
**Post date:** [January 22, 2020, 3:14pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/4 "2020-01-22T15:14:58Z")

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When whether you work or not depends on whether you can afford the medical expense to stay alive says something about the country you live in.

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**Author:** ![tugsailor](https://avatars.discourse-cdn.com/v4/letter/t/a9adbd/32.png) [@tugsailor](https://forum.gcaptain.com/u/tugsailor)\
**Post date:** [January 22, 2020, 4:41pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/5 "2020-01-22T16:41:36Z")

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So far, my experience is that Medicare and the best AARP United Healthcare supplement isn’t too good. I do not need much, but end up paying 50% out of pocket.

As a Mariner without a set schedule and basically always on call, I find it almost impossible to schedule medical treatment. Doctors are set up to treat people who work 9-5 in town and can get off work anytime to go to the doctor.

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**Author:** ![Sand\_Pebble](https://avatars.discourse-cdn.com/v4/letter/s/c2a13f/32.png) [@Sand\_Pebble](https://forum.gcaptain.com/u/Sand_Pebble)\
**Post date:** [January 22, 2020, 4:54pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/6 "2020-01-22T16:54:18Z")

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> [@RC.Joe](#):
>
> How many here who are near retirement age are considering working on past it?

Answer: All the poor ones & the few who have such terrible home lives that they prefer to be trapped at sea instead of being with their semi friends & families back at the ranch.

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**Author:** ![SeaEagle](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.gcaptain.com/seaeagle/32/17788_2.png) [@SeaEagle](https://forum.gcaptain.com/u/SeaEagle)\
**Post date:** [January 22, 2020, 7:07pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/7 "2020-01-22T19:07:22Z")

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Retired at 48. Was lucky to have a decent union pension and medical. I will find out what medicare covers when I turn 65 later this year.

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**Author:** ![catreman](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.gcaptain.com/catreman/32/11735_2.png) [@catreman](https://forum.gcaptain.com/u/catreman)\
**Post date:** [January 22, 2020, 9:55pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/8 "2020-01-22T21:55:06Z")

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I think a lot more people than 50 years ago have worked their way into a job that they enjoy most of the time so that it’s considered only real “work” more when something goes wrong. So, they’re able to stay in their jobs longer because that’s where they wish to spend their days…even if they weren’t getting paid.

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**Author:** ![Gimli](https://avatars.discourse-cdn.com/v4/letter/g/c2a13f/32.png) [@Gimli](https://forum.gcaptain.com/u/Gimli)\
**Post date:** [January 22, 2020, 10:45pm UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/9 "2020-01-22T22:45:10Z")

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The majority of the people I work with (myself included) enjoy what we do, but I have yet to work with anyone that would continue to be a tugboater if they weren’t paid for their work.

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**Author:** ![SeaEagle](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.gcaptain.com/seaeagle/32/17788_2.png) [@SeaEagle](https://forum.gcaptain.com/u/SeaEagle)\
**Post date:** [January 23, 2020, 1:17am UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/10 "2020-01-23T01:17:05Z")

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Agree Gimli .Loved my job,but not for free. Had a chance to be home, and took it. Miss handling the boats,and the guys I worked with but my time away for many years was what I paid for to be home from now on. Kinda what a lot of us were shooting for early on. Love it, but leave it when you can., if you can., or if you want to I am blessed.

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**Author:** ![SeaEagle](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.gcaptain.com/seaeagle/32/17788_2.png) [@SeaEagle](https://forum.gcaptain.com/u/SeaEagle)\
**Post date:** [January 23, 2020, 1:19am UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/11 "2020-01-23T01:19:42Z")

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Sand Pebble nailed it.

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**Author:** ![RC.Joe](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.gcaptain.com/rc.joe/32/7346_2.png) [@RC.Joe](https://forum.gcaptain.com/u/RC.Joe)\
**Post date:** [January 26, 2020, 8:53am UTC](https://forum.gcaptain.com/t/aarp-articles-aging-workforce/53908/12 "2020-01-26T08:53:29Z")

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Building on Sand Pebble’s observation, I once worked for a Rail Road  
in the shops where Fuel Injectors and Westinghouse Air Brake components were rebuilt. I was just a kid then but I met several of the older men there who had been divorced as many as 5 times. Had kids by each wife and all before they were 50… I didn’t ask any questions but heard one say that he would never re-marry again.

I figured then that this would be a leading cause of men working way past retirement age… Near these shops was a big grocery store and I noticed some of the middle aged guys sitting in their cars sucking down a 6 pack of beer rather than to go home and deal with the family dramas at the dinner table (middle school aged kids)

Fast forward to retirement age and the numbers for people working past it varies by age and education… But at 70 all are reported to be working more.

This Quartz website offers a deeper view into this trend. Lots of info.

June 3 2019

[The number of Americans working in their 70’s is Skyrocketing](https://qz.com/work/1632602/the-number-of-americans-working-in-their-70s-is-skyrocketing/)

When I was at the Rail Road some of the older guys wanted to retire  
as soon as they could. Like at 62. Many didn’t last too long after retiring… According to a leading Life Insurance Companies statistics those with nothing to do in retirement would last around 24 months before death. .
